Privacy

What Data Transfers When You Sell Your Home — and What Never Does?

Updated September 9, 20264 min readBy the MyHomeFile Team
Quick answerYour home's factual history — roof age, systems, permits, improvements — can travel with the property so the record keeps building across owners. Your personal documents — financials, insurance, private notes — never transfer and are permanently removed at the point of sale. The next owner inherits the home's facts, never your private life.

Key takeaways

A home generates two very different kinds of information, and they deserve very different treatment.

Property data belongs to the home

The roof's age, the systems and their service history, the permits, the improvements — these describe the house itself. They are genuinely useful to the next owner, and on MyHomeFile they travel with the property when it sells, so the record keeps building across owners instead of starting from zero every time.

Personal data belongs to you

Your financial documents, insurance details, and private notes are yours. They are never part of what a buyer can unlock, and at the point of sale they are permanently destroyed in the ownership transfer — not handed off, not archived. The next owner inherits the home's facts, never your private life.

And you decide who sees what

Your file is private by default. You choose what to share, and serious buyers can pay to unlock the parts you make available before they make an offer. Every claim carries one of three trust levels — Owner Reported, Document Supported, or Professionally Verified — so buyers always know how solid the information is.

Frequently asked questions

Does the next owner get my personal documents when I sell?

No. Financials, insurance details, and private notes are never part of what a buyer can unlock, and they are permanently removed in the ownership transfer.

What actually transfers to the new owner?

The home's factual history — system ages, service records, permits, and improvements — so the record keeps building across owners instead of starting from zero.

How do I know how reliable a piece of data is?

Every claim carries one of three trust levels — Owner Reported, Document Supported, or Professionally Verified — so buyers always know how solid the information is.

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